We pretty much pay you to bank here. Kasasa Cash® checking pays you high interest just for doing easy banking basics that you’re probably already doing.
Earn up to 1.00% APY* plus refunds on your ATM fees, nationwide*. It’s free checking that pays. Do you Kasasa?®
- Free checking that earns high interest!
- 1.00% APY* on balances up to $10,000
- 1.00% to 0.12% APY on balances over $10,000 depending on balance in account*
- 0.02% APY* if qualifications aren’t met
- Refunds on ATM fees, nationwide (up to $10 monthly)*
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking
- Free e-Statements
- Free debit card
- Unlimited check writing
- $100 minimum deposit to open
Here’s How Easy it is to Earn Your Rewards
Just do a few things you’re probably already doing (we call it “meeting your qualifications”). To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 10 debit card transactions that post and settle (Purchased with your WSB debit card associated with your Kasasa cash reward account)
- Have at least 1 ACH transaction: automatic payment, direct deposit or bill pay transaction post and settle.
- Be enrolled and receive e-Statements through online banking
That’s all there is to it! And even if you don’t meet your monthly qualifications, your account is still free. Plus, you’ll still earn our base interest rate, and you can get right back to earning your full rewards the very next month.
When Kasasa Cash qualifications are not met, all balances in the account earn 0.02% APY and ATM fees are not refunded.
* Kasasa Cash Disclaimer
Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Whitesville State Bank as ATM transactions and purchases made with non-Whitesville State Bank issued debit or credit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $10,000 receive APY of 1.00%; and balances over $10,000 earn 0.03% interest rate on the portion of balance over $10,000, resulting in a range from 1.00% to 0.12 % APY depending on the accounts balance and (2) You will receive reimbursements up to aggregate total of $10 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.
Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle.. APY = Annual Percentage Yield. APYs accurate as of 05/12/2021. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
If the account does not meet the minimum qualifications during the account’s monthly qualification cycle to earn rewards over 3 consecutive Statement Cycles, we reserve the right to convert the account to a different checking account product, which does not pay interest or offer rewards
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit, enrollment in online banking, receipt of electronic statements may be conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the accounts qualifications. Limit 1 account per household. There are no recurring monthly service charges or fees to open or close this account. Contact a Whitesville State Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.